I sometimes laugh as I post to this blog. It is called Debt Free Living, but in my life, that is far from the truth. I am not really prepared to go into detail at this point. I just find it quite ironic that I used to have an insurance license in the state I live in and Series 6 Securities license. So, I do know the ins and outs of financial planning. But it easier sometimes to tell other people how to manage their money than it to manage your own. I do have a plan and I know what debt I have. In the past month, I have made some changes that have me on the right path, but it will be a long journey. More on this later.